Housing

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Educational workshops to address consumer credit and loan problems


Stockton— “Educational Workshops about credit and debt in our community will benefit our residents,” said Rosalinda Galaviz, Community Advocate in South Stockton.

“I have seen cases of individuals who cannot find an apartment or a house to live because their credit is hurting them,” Ms. Galaviz elaborated, “in the case of a Stockton resident, ‘I know,’ she is living with a friend by renting a room because her student loans as well as some medical bills are hurting her credit…”

During the morning of March 8th, —at the Kennedy Center located on Southeast Stockton—  Housing and Economic Rights Advocates and local Officials released information of a new monthly workshop series aim to educate local residents about mortgage and debt collection issues.

“We’re excited to be bringing more of our energy and focus into the Valley, and we’re starting with San Joaquin County,” said Maeve Elise Brown, Executive Director of HERA.

San Joaquin County Officials praised the plan, “I think HERA can help fulfill a need,” highlighted San Joaquin County Deputy District Attorney, James Lewis as he acknowledge underserved residents in the community.

Monica Hernandez is looking forward to the information because, “my ex-husband has drown my credit.”  Hernandez has been looking for help on reestablishing her credit as she would like to become a homeowner in a near future.

“Having the workshops southeast Stockton is great!” Galaviz acknowledge that some residents may encounter transportation issues; but, “by bringing the clinic to the neighborhood it helps.”

The series is underwritten by a grant from San Francisco-based van Löben Sels/RembeRock Foundation and the presenters will be offered by the Oakland based, Housing and Economic Rights Advocates.

HERA is a not-for-profit legal service and advocacy organization dedicated to helping California residents —particularly those most vulnerable.  The organization has been building a safe, sound financial future, free of discrimination and economic abuses, in all aspects of household financial concerns.

The San Joaquin County Human Services Agency and HERA are working together in elaborating the workshops and legal clinics calendar which will soon be published.  Anyone may obtain more information about the workshops by contacting Erté Boyette, Community Program Manager at (209) 468-1549 or by contacting HERA at (510) 271-8443.

Bilingual Weekly (BW News) – Your source of Local news covering topics of Latino interest in Stockton, California; and San Joaquin County.

Forecasting our local Business Outlook: Hispanic Chamber of Commerce hosts 2016 Conference


STOCKTON — On Wednesday January 6th, More than 250 business owners and corporate representatives gathered at the University of the Pacific’s DelaRosa University Center to learn at the 2016 Business Forecast Conference.

The Conference organized by the San Joaquin County Hispanic Chamber of Commerce offered four speakers with different insight to 2016’s economic outlook.

Jeffrey Michael, Director of the Center for Business and Policy Research at University of the Pacific projected that San Joaquin’s prospects may be brighter than the rest of the nation expects the 3.4 percent job growth of San Joaquin to reach 3.7 percent in 2016.

“Stockton is the 4th in job growth in California; Stockton is doing better thank Sacramento,” highlighted Michael.

However, Bob Gutierrez, Director of Government Affairs for Food 4 Less, and the Hispanic Chamber’s President Elect, highlighted a list of State laws which that will increase business regulation and cost.

Scott Anderson, Chief Economist of Bank of the West, projects throughout that, “education, health, professional services, and transportation” are among the industries to excel in the upcoming months.

Last year, San Joaquin County’s 1.6 percent growth population was at the forefront when compared to the rest of the state, “That’s a significant recovery from we were a few years ago,” said Michael adding, the areas hardest hit by the housing recession are coming back strong.”

Michael projects gains in the construction industry as it has been recovering from the 1,000’s during the recession to last year’s 1,700 dwelling and projected to be at 2,200 new units in 2016.

Bilingual Weekly (BW News) – Your source of Local news covering topics of Latino interest in Stockton, California; and San Joaquin County.

FHFA Urged to Follow Promise of Reconsideration


Homeowners with Government-Sponsored Mortgages not eligible to Reduce Homeowners Negative Equity – yet.

WASHINGTON, D. C. – Earlier this month, a $25 billion settlement was announced for 49 states to help former and current homeowners who have struggled in the wake of the foreclosure crisis, including California. Although five major banks—Bank of America, Wells Fargo, J.P. Morgan Chase, Ally Financial, and Citigroup—are participating in the settlement, homeowners with loans secured by Government-Sponsored Enterprises (GSEs) are not eligible for that assistance. The GSEs, including Freddie Mac and Fannie Mae, own or secure approximately 60 percent of the mortgages in the country.

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The 2011 Top 10 Stories Most Read


As we begin 2012, Bilingual Weekly’s newsroom extracted the top 10 most read stories during the last 352 days.  Please note that the top 10 stories were not selected by the Bilingual Weekly’s staff, our team ran the http://www.bilingualweekly.com English website’s analytics’ report which evaluates the hits received daily and it ranked each story from the highest number of hits to the lowest ranking in local news coverage. The following stories are briefs of the top 10 stories you, our readers clicked on.

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